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FHALoan.com is committed to providing the best customer service with the lowest possible rates. We welcome your comments and questions regarding our mortgage services and our Web site.

NOTE: We are not the FHA.
They insure the FHA loans that we assist people in getting. If you need to contact the FHA directly, you can do so at:

US Department of Housing and Urban Development
451 7th Street, S.W.
Washington, DC 20410

FHALoan.com is a private company specializing in FHA financing and is not a government agency. For any other type of assistance concerning your needs, please e-mail:

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FHALoan.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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	FREQUENT FHA HUD QUESTION # 13 [ -more questions- ] - - - - - - Q: What types of closing costs are associated with FHA-insured loans? A: Except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. The FHA requires a single, up-front mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75% if you complete the HELP program). This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term. After closing, you will then be responsible for an annual premium - paid monthly - if your mortgage is over 15 years or if you have a 15-year loan with an LTV greater than 90%.